比较 Atlas 保险

Atlas保险是一款非常受欢迎的医疗保险。Atlas保险主要分为两大类:

  • 美国境内旅游: Atlas America, Atlas Essential America, Atlas Premium America
  • 美国境外旅游: Atlas International, Atlas Essential International, Atlas Premium International

普通

After deductible, plan pays 100% to policy maximum.
Within PPO network: After deductible, plan pays 70% up to policy maximum. Outside PPO network: After deductible, plan pays Usual, Reasonable and Customary to policy maximum.
After deductible, plan pays 100% to policy maximum.

医疗 - 门诊

To policy maximum, 60 day supply per prescription.
Inpatient: To policy maximum Outpatient: No coverage
To policy maximum, 60 day supply per prescription.

医疗 - 其它治疗和服务

Complications of pregnancy only, during first 26 weeks of pregnancy.
$50 maximum per day
Acute onset only, for persons under 80: Medical up to policy maximum. Medical Evacuation up to $25,000.
-
Inpatient: To policy maximum Outpatient: No coverage
-
Complications of pregnancy only, during first 26 weeks of pregnancy.
$50 maximum per day
Acute onset only, for persons under 80: Medical up to policy maximum. Medical Evacuation up to $25,000.

牙科

$300 - Not subject to deductible
$300 - Not subject to deductible
$300 - Not subject to deductible

旅程

To policy maximum
$25,000
To policy maximum

WorldTrips 对祖国的定义-如果您是美国公民,无论您的主要居所在哪个国家,您的祖国是美国。如果您不是美国公民, 您的祖国是您的主要居住地和日常信件接收地。

另外, Atlas Essential America 不提供以下保障:

  • 旅游- 紧急团聚, 未成年人送返, 行程中断, 托运行李丢失
  • 人寿保险 意外身故和伤残及断肢(AD&D)
  • 其它- 医院赔偿,自然灾害赔付

除非另有提及,否则保险保障是指每人的保险保障。

上方区域的划线(-)表示不适用。

URC 指 - 通常、合理的和惯例(URC)费用

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保险价格受法律约束。

相同保险不会出现不同的价格。

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